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We are governed under state law to treat your information as confidential. Your personal information is protected by the Privacy Act that imposes fines of up to $150,000 for unauthorised disclosure without your permission. Please read the Notice of disclosure of your credit information and submit your application.

Notice of Disclosure of Your Credit Information

Ford Credit Australia Limited ACN 004 915 100 ("Ford Credit") may give information about you to a credit reporting agency for the following puposes.
  1. to obtain a consumer credit report about you , and/or
  2. to allow the credit reporting agency to create and maintain a credit information file containing information about you. This information is limited to:
  3. identity particulars - your name, sex, address (and your previous two addresses), date of birth, name of employer and drivers licence number.
  4. your application for credit or commercial credit - the fact that you have applied for credit and the amount.
  5. the fact that Ford Credit is a current credit provider to you.
  6. payments which are overdue by more than 60 days, and for which debt collection action has started.
  7. advice that your payments are no longer overdue in respect of any default that has beem listed.
  8. information that, in the opinion of Ford Credit you have commited a serious credit infringement (that is, acted fraudulently or shown an intention not to comply with your credit obligations).
  9. dishonoured cheques - checques drawn by you for $100 or more which have been dishonoured more than once.
period to which this understanding applies

This information may be given before, during or after the provision of credit to you.

AGREEMENTS WITH APPLICANT(S):

I/We AGREE that Ford Credit may:
  1. obtain information about me/us from a business which provides information about the commercial credit worthiness of persons for the purpose of assessing my/our application for consumer credit;
  2. obtain a consumer credit report containing information about me/us from a credit reporting agency for the purposes of assessing my/our application for commercial credit;
  3. give to a person who is currently a guarantor, or who I/we have indicated is considering becoming a guarantor, information or a credit report containing information about me/us for the purpose of assisting the prospective guarantor in deciding whether to act as guarantor, or to keep the exisiting guarantor informed about the guarantee;
  4. obtain a consumer credit report about me/us from a credit reporting agency for the purpose of collecting overdue payments relating to commercial credit owned by me/us; (e) exchange information about me/us with those credit providers named in my/our credit application or named in consumer credit report issued by a credit reporting agency to assess an application by me/us for credit, to notify other credit providers of a default by me/us, to exchange information by other credit providers as to the status of my/our credit contract where I am/we are in default with other credit providers, to assess my/our credit worthiness.

I/WE UNDERSTAND that information which is exchanged or disclosed persuant to the above agreements can include anything about my/our credit worthiness, credit standing, credit history or credit capacity that that credit providers are allowed to exchange or disclose under the Privacy Act and includes a credit report.

Where Ford Credit acts as agent for undisclosed principle I/WE AGREE that Ford Credit may disclose any report about me/us or personal information derived from the report to the principle.

I/WE HEREBY REQUEST Ford Credit from time to time to confirm or disclose to the dealer reports or personal information derived from such reports about me/us or relating to my/our credit application or credit arrangements with Ford Credit including information relating to the termination or possible termination and/or expirationof my/our credit and/or insurance arrangements and for that purpose HEREBY APPOINT such dealer as my/our AGENT AND AUTHORISE HIM to give and receive or seek access to such information to the maximum extent authorised by or under law.

Should my/our credit arrangements entitle me/us to require Ford Credit or its nominee to purchase goods subject to the credit arrangements, I/we request Ford Credit at relevant times to disclose to its nominee or agent such information as is or would be necessary for me/us to complete the sale of the goods and for that purpose I/WE AUTHORISE the nominee or agent to recieve an seek access to such information.

I/WE AGREE that if Ford Credit approves the application for credit the above agreements remain in force until a credit arrangement covered by the application ceases.